/* Saydam Finance knowledge centre — 2026-10-15 */
.brand{flex-shrink:0}.brand img.invoice-logo{width:178px;height:68px;object-fit:cover;object-position:center 54%;border-radius:5px;background:white}.about-visual img{width:230px;border-radius:14px}.about-visual span{margin-top:-30px}.menu{gap:20px;font-size:.86rem}
.skip-link{position:fixed;left:15px;top:-100px;z-index:100;background:white;color:var(--navy);padding:12px 20px;border:2px solid var(--navy)}.skip-link:focus{top:10px}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #16806e;outline-offset:5px}section[id],h2[id]{scroll-margin-top:145px}
.hub-hero{padding:85px 0 70px;color:white;background:radial-gradient(ellipse at 100% 0,#164f70,transparent 60%),var(--navy)}.hub-hero h1{max-width:970px;font-size:clamp(2.5rem,5vw,4.5rem)}.reading-lead{max-width:740px;font-size:1.17rem;color:var(--muted)}.hub-hero .reading-lead{color:#d5e3f0}.hub-facts{display:flex;flex-wrap:wrap;gap:12px 30px;margin-top:35px;font-size:.85rem;color:#b9d5e7}.hub-facts span:before{content:'•';color:var(--mint);margin-right:10px}
.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.guide-card{padding:30px;border:1px solid var(--line);border-radius:20px;background:white;display:flex;flex-direction:column;transition:box-shadow .2s,transform .2s}.guide-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.guide-card-top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:28px}.tag{display:inline-block;border-radius:999px;background:#e6f6f2;color:#126354;font-size:.75rem;font-weight:750;padding:5px 12px}.read-time{font-size:.75rem;color:var(--muted)}.guide-card h3{font-size:1.4rem;line-height:1.3}.guide-card h3 a:hover{color:#0560af}.guide-card p{font-size:.94rem;color:var(--muted);margin-bottom:28px}.text-link{font-weight:750;color:#095b9c;display:inline-block;text-decoration:underline;text-underline-offset:5px}.guide-card>.text-link{margin-top:auto}.knowledge-toolbar{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:25px}.search-label{font-weight:700;font-size:.9rem;display:grid;gap:9px;min-width:280px}.search-label input{font:inherit;min-height:50px;border:1px solid #889bac;border-radius:10px;padding:10px 14px;color:var(--ink);background:white;max-width:100%}.filter-list{display:flex;gap:8px;flex-wrap:wrap}.filter-chip{font:inherit;font-size:.85rem;border:1px solid #a5b6c7;border-radius:999px;padding:9px 17px;background:white;color:var(--ink);cursor:pointer}.filter-chip.active{background:var(--navy);color:white;border-color:var(--navy)}.result-count{color:var(--muted);font-size:.85rem}.editorial-note{margin-top:42px;border-left:3px solid #16806e;padding:20px 24px;background:var(--surface);font-size:.9rem}.editorial-note p{margin:8px 0 0}.footer-links{display:flex;flex-wrap:wrap;gap:12px 25px;margin:12px 0;font-size:.85rem}.footer-links a{text-decoration:underline;text-underline-offset:4px}
.reading-hero{padding:42px 0 55px;background:var(--surface);border-bottom:1px solid var(--line)}.breadcrumb{display:flex;gap:12px;font-size:.85rem;margin-bottom:35px;color:#415e7a}.breadcrumb a{text-decoration:underline;text-underline-offset:3px}.reading-hero h1{max-width:940px;font-size:clamp(2.25rem,4.5vw,4rem);margin-top:18px}.article-meta{font-size:.83rem;color:var(--muted);margin:24px 0 0}.reading-layout{display:grid;grid-template-columns:240px minmax(0,760px);gap:65px;justify-content:space-between}.reading-section{padding-top:65px}.toc{align-self:start;position:sticky;top:145px;font-size:.9rem}.toc .section-kicker{color:#126354}.toc ol{padding-left:20px;margin-bottom:30px}.toc li{padding:7px 0}.toc a:hover{text-decoration:underline}.article-body{min-width:0;font-size:1.04rem;line-height:1.85}.article-body h2{font-size:1.8rem;line-height:1.25;margin-top:42px;margin-bottom:18px}.article-body>h2:first-child{margin-top:0}.article-body ul,.article-body ol{padding-left:24px}.article-body li{margin-bottom:10px}.article-body em{font-style:normal;background:#edf5f8;padding:1px 4px}.example-box{background:#edf7f4;border-left:3px solid #16806e;padding:25px 28px;margin:30px 0;border-radius:0 12px 12px 0}.example-box h3{font-size:1.13rem}.example-box p:last-child{margin-bottom:0}.table-scroll{overflow-x:auto}table{width:100%;border-collapse:collapse;font-size:.9rem}th,td{padding:15px;text-align:left;border:1px solid var(--line)}th{background:var(--navy);color:white}.sources{margin-top:50px;border-top:1px solid var(--line);font-size:.9rem}.sources a{color:#095b9c;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.article-note{color:var(--muted);font-size:.85rem}.article-cta{margin-top:45px;padding:35px;background:var(--navy);color:white;border-radius:20px}.article-cta h2{font-size:1.8rem;margin-top:0}.article-cta>.text-link{display:block;margin-top:20px;color:#b7e5ff}.compact-title{font-size:2rem}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.faq-block{max-width:850px;margin:55px auto 0}.faq-block>h3{font-size:1.6rem}details{border-bottom:1px solid #ccd9e2}summary{cursor:pointer;font-weight:700;padding:21px 5px}details p{padding:0 5px 20px;color:#41556e;margin:0}
/* Content remains available without scripting. */
.reveal{opacity:1;transform:none}[hidden]{display:none!important}
@media(max-width:1100px){.menu{gap:13px;font-size:.8rem}.brand img.invoice-logo{width:150px;height:62px}.reading-layout{grid-template-columns:200px minmax(0,1fr);gap:35px}.knowledge-toolbar{align-items:start;flex-direction:column}}
@media(max-width:900px){.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.reading-layout{grid-template-columns:1fr}.toc{position:static;background:var(--surface);padding:22px;border-radius:12px}.toc ol{columns:2}.toc .text-link{margin-top:5px}.reading-section{padding-top:35px}.hub-hero{padding:65px 0}}
@media(min-width:721px) and (max-width:1000px){.navbar{flex-wrap:wrap;gap:0;padding-top:5px;padding-bottom:12px}.menu{flex:1 0 100%;justify-content:space-between}.site-header{position:relative}}
@media(max-width:720px){.guide-grid,.related-grid{grid-template-columns:1fr}.guide-card{padding:25px}.toc ol{columns:1}.search-label{min-width:0;width:100%}.reading-hero{padding-top:25px}.article-cta{padding:26px}.reading-layout{gap:30px}.brand img.invoice-logo{width:150px;height:62px}.navbar{gap:15px}.menu{font-size:1rem}.menu>a{padding:12px 0}.hub-hero h1{font-size:2.65rem}.hub-facts{gap:10px}.article-body h2{font-size:1.55rem}.example-box{padding:20px}.reading-section{padding-bottom:55px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}.guide-card:hover{transform:none}}

.section-kicker{color:#126354}.dark .section-kicker,.article-cta .section-kicker{color:var(--mint)}